Brooke finds a naked Hispanic in her swimming pool and assumes he's the pool boy. Well, you know what they say about what happens when you assume. Yep, it turns out a new bad boy has just arrived in town, and his name is Felix. Turns out he's actually Brooke's new neighbor and he is definitely interested in his feisty neighbor, but she doesn't seem too impressed. Nathan, Lucas, Peyton and Haley don't seem to like Felix that much either. And when Brooke tells the gang that Felix is totally bossing people around, Peyton points out: "He is YOU in pants". Well said, Ms. Sawyer.

Nathan continues working at the dealership and Dan isn't pleased about it. Meanwhile, music loving Peyton has a great idea: an all-ages club where even teenagers can listen to rock bands and spend an evening with friends. Unfortunately, the man who can help her books some good musicians, tempts her to snort cocaine, telling her that musicians are going to expect her to help them find a hook-up. Peyton looks torn and frightened.

Well, it seems Dan is drowning in self-pity, or at least this is what he wants Deb to think; so Lucas brings him to walk around the house.

Karen's first lesson at University can get started. Her professor, Andy, is in his thirties and he is definitely interested in Karen. Her intelligence piques his interest, as does those smoking brown eyes.

Newly married Haley and Nathan need a car, but spoiled Nathan buys her a keyboard instead so she can practice her musical talent. They end up arguing over what she believes is a frivolous purchase but he argues a loving gift. Uncle Keith comes to the rescue with a great plan: he and Nathan will fix an old car together and Nathan and Haley make up.

Meanwhile, Dan and Lucas spend a nice afternoon together, but just when they seem to be developing a real father-son relationship, Dan tries to buy Lucas by offering him a beautiful car. Lucas doesn't look exactly thrilled with the generous offer.

Brooke is shocked because her parents are broke and they might lose everything they've always owned. Brooke Davis is now officially Broke Davis. When she is caught shoplifting, someone unexpected helps her out: Felix.

Karen likes Peyton's idea about the all-ages club: she is definitely eager to help make this project real, and Peyton couldn't be more thrilled.

Professor Andy shows up at Karen's Cafe, ordering a cup of good coffee. Meanwhile, someone is naked in Felix's swimming pool: Brooke, of course. When Felix arrives, she comes out, remarking "my pool is better." Felix watches her walking away and smiles.